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Specialists in

Structural Defects Insurance

over 30,000+ Properties insured

GREAT REASONS TO GET COVER FROM US!

  • Competitively Priced
  • Flexible Underwriting
  • Dedicated Account Manager
  • Free Technical Support
  • Fast Quote, Fast Cover
Call us 0800 772 3200
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Local expertise with Countrywide cover

CRL provides nationwide cover with a network of Inspectors based throughout the UK, meaning that there is always an expert on hand to offer advice and guide you through the key stages of the development process.

Over £5 billion of cover arranged to date.

You need Structural Defects Insurance because

1

Mortgage approvals

Most UK mortgage lenders insist on structural defects insurance from a recognised provider before lending on any property under 10 years old.

2

Makes Selling Easier

A credible structural defects insurance policy is a valuable sales tool when selling a property, providing peace of mind to buyers and speeding up the sales process.

3

Repair Costs

Repairing the average building defect can cost as much as £40,000, so it's sensible to have comprehensive developer's warranty that covers every eventuality.

What is Structural Defects
insurance?

Structural or Latent Defects Insurance provides cover for the cost of rectifying or repairing structural damage caused by a fault in the design, construction or materials of a new build, conversion or completed build project, that may not be apparent at the time of completion.

Key features of the warranty

  • FCA authorised and recognised by all major lenders and complies with the CML initiative
  • Retrospective cover available
  • A dispute resolution service between you and the builder in the event of a claim
  • Waiver of subrogation for RIBA or CIAT registered Architects
  • Cover as standard for additional costs, professional fees, removal of debris and alternative accommodation
  • Transferable policy
  • Contamination risk for buying off plan
  • 10 year policy

CHOOSE US because we are:

Competitive

Cost-effective building insurance quotes from a long-standing specialist

Flexible

We don't shy away from issuing a building warranty for difficult or complex property development projects

Credible

Inclusion on the CRL register means added credibility to any property development

"We are delighted to work with CRL as we progress the development of more great homes for people who need them throughout Northern Ireland" Clanmil
"When sourcing the appropriate cover for our developments, CRL are able to take all of our requirements on board, unusual quirks of a build and ensure they have in place the highest quality standards and cover." Juno
"We would recommend CRL to any residential developer or local builder that could benefit from the expertise of the team, to ensure the highest quality standards and cover." JG Woodcock Construction Ltd

What we cover

The structural warranty covers a wide range of defects and materials including:
  • Load-bearing foundation systems and footings
  • Load-bearing walls and partitions
  • Load-bearing beams and girders
  • Roof covering
  • Waterproof envelope
  • Contaminated land for brownfields sites
  • Load-bearing floors and staircases
  • Roof framing systems (Josts and trusses)
  • Load-bearing lintels
  • Screeds
  • Chimneys and flues
  • Repairing, replacing and rectifying water ingress

WE ARE Backed by 92% of lenders

Barclays
HSBC
Nationwide
RBS
Lloyds Bank

Structural Defects Insurance

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